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UNI Financial Cooperation Odyssey World Elite

INTEREST RATES
19.99% Purchase
19.99% Cash advance
ANNUAL FEES
$130 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
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Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal cash back credit card with travel perks

This personal travel rewards credit card offers a range of travel perks, comprehensive insurance coverage and high cash back-earning potential on everyday purchases.

REQUIREMENTS

720
CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Purchase protection insurance up to 120 days from purchase date.

📆

Extended Warranty

Extended warranty coverage doubles the manufacturer's warranty for up to 2 additional years.

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Auto Rental coverage

Car rental collision/loss damage insurance for a rental period not exceeding 48 consecutive days.

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Mobile device insurance

Mobile device insurance up to $1,500 for up to 2 years from date of purchase (minus the deductible and depreciation cost).

🏥

Medical emergency

Medical emergency coverage up to $5,000,000 per insured person under 60 for trip durations not exceeding 60 days.

Trip cancellation

Trip cancellation insurance coverage of up to $2,500 per insured person, per trip for changes or cancellations prior to departure.

⚡️

Trip interruption

Unlimited trip interruption insurance coverage for changes during a trip, for a trip duration not exceeding 365 days.

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Emergency purchases

Emergency purchase coverage of up to $1000 per person per trip for stolen or damaged baggage for trips up to 60 days (under 60 years of age).

🧳

Lost or Stolen Baggage Insurance

Up to $500 for baggage delays.

BENEFITS

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VIP Airport lounge pass

Free access to the Desjardins Odyssey Lounge at Montreal's Pierre Elliott Trudeau International Airport.

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More rewards with additional card

Add supplementary cardholders to earn more rewards, faster.

🌎

Worldwide customer service

24/7 customer service and travel assistance services.

Exclusive discounts with my favorite brands

Receive a rebate of up to 25% at participating Hertz locations. Receive a 10% discount at participating Dollar and Thrifty car rental locations. Get Priceless Cities benefits, giving you exclusive access to front row seats, behind-the-scenes access, sneak previews and private experiences.

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