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UNI Financial Cooperation Cash back

special feature(s)
No annual fee
No annual fee for this credit card.
Free additional card
Add a supplementary card for free.
INTEREST RATES
19.9% Purchase
19.9% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🚗
Auto & Transport
🧾
Bills & Utilities
🎉
Entertainment
🌮
Food & Dining
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal cash back credit card

Personal cash back credit card with no annual fee and low income requirements, perfect for students or new credit card holders.

No annual fee

No annual fee for this credit card.

Free additional card

Add a supplementary card for free.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

📵

Mobile device insurance

Mobile device insurance covering up to $1,000 (less the deductible) for damaged, lost or stolen device.

🛍

Purchase Security

Purchase protection covering damages, loss or theft up to 90 days from purchase date.

📆

Extended Warranty

Extended warranty doubling the manufacturer's warranty up to a maximum of 1 additional year.

❌

Trip cancellation

Trip cancellation insurance coverage of up to $500 per insured person, per trip for changes or cancellations prior to departure.

🩴

Emergency purchases

Emergency purchase coverage of up to $500 per person per trip for lost baggage.

⚡️

Trip interruption

Trip interruption insurance coverage of up to $1,000 total for changes during a trip, for a trip duration not exceeding 3 days.

🏥

Medical emergency

Medical emergency coverage of up to $5,000,000 per injured person under the age of 75 for a trip duration not exceeding 3 days.

🦷

Travel accident

Travel accident insurance coverage of up to $10,000 for accidents occurring within a trip duration not exceeding 3 days.

BENEFITS

⭐

Exclusive discounts with my favorite brands

Receive a rebate of up to 15% at participating Hertz locations. Receive a 10% discount at participating Dollar and Thrifty car rental locations. Earn 2% cash back on entertainment, restaurants, alternative transportation and pre-authorized payments. Earn 0.5% cash back on all other purchases.

💳

More rewards with additional card

Add supplementary cardholders to earn more rewards, faster.

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