Low interest

Scotiabank Value® Visa* card

Welcome offer
0% of interest rate
12.99% Purchase
12.99% Cash advance
$29 Main cardholer
No annual fees for the first year
$0 Additional card

Welcome offer

0% introductory interest rate on Balance Transfers

0% introductory interest rate on Balance Transfers for the first 6 months (12.99% after that; annual fee $29). Plus no annual fee in the first year. Offer ends 31 Oct 2024.

Pay no fee for the first year.

The annual fee for this card is waived for the first year after you open an account.

Special features

Personal balance transfer, low-interest credit card.

The low annual fee and low interest rate on balance transfers and purchases can help anyone trying to pay off substanital credit card debt save hundreds of dollars on interest.

Free additional card

Scotiabank Value® Visa* card also offers supplementary cards at no extra charge.


12 000


Exclusive discounts with my favorite brands

Save 25% off base rate at participating AVIS and Budget locations across Canada.



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