Cashback

Scotia Momentum® Visa Infinite* card

Welcome offer
10% of cash back
INTEREST RATES
20.99% Purchase
22.99% Cash advance
special feature(s)
No conversion fees
Scotiabank is the only financial institution in Canada to waive the 2.5% currency conversion fee on all foreign transactions, abroad or online. Regular exchange rate still applies.
ANNUAL FEES
$120 Main cardholer
Waived for the first year
$50 Additional card
Waived for the first year

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries
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Gas
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Public Transportation
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Shopping
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Other
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Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Earn 10% cash back

Earn 10% cash back on all purchases for the first 3 months up to $2000. After that, earn 4% on eligible grocery store purchases and recurring bill payments and subscription services, 2% on gas and transit, and 1% on everything else with no limit. Offer ends in October 31, 2024.

Special features

Personal cashback card with various perks

This card is for people who value cash-back rewards over a point system but still want to take advantage of travel benefits like trip insurance, the Hotel Collection and the Wine and Dining Program.

No conversion fees

Scotiabank is the only financial institution in Canada to waive the 2.5% currency conversion fee on all foreign transactions, abroad or online. Regular exchange rate still applies.

REQUIREMENTS

699
CREDIT
SCORE
CANADIAN RESIDENCY
60 000
REQUIRED INCOME

INSURANCE

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Purchase Security

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

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Travel accident

Card members and dependents are eligible for up to $1 million in emergency medical coverage.

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Trip interruption

Card holders and dependents are eligible for up to $2000 in travel expenses for trip interruption and cancellation if at least 75% of trip expenses are charged to the card.

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Auto Rental coverage

Cardholders are automatically covered for collision, loss or damage to a rental car when the total cost of the rental is charged to your card.

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Extended Warranty

Items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

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Mobile device insurance

Use your card to purchase new mobile devices on or after August 1, 2019 to receive coverage against loss, theft, damage or technical failure up to $1000.

BENEFITS

Exclusive discounts with my favorite brands

Open an account to save 25% at participating AVIS and Budget locations across Canada and the U.S.

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Concierge service

Cardholders can use Visa Infinite's concierge services to book unforgettable experiences through Visa Infinite's Wine and Dining Program. Not only that, cardholders can enjoy the best rates with Visa Infinte's Hotel Collection.

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