Cashback

Scotia Momentum® No-Fee Visa* card

Welcome offer
5% of cash back
INTEREST RATES
19.99% Purchase
22.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Earn 5% cash back

For the first 3 months, you can earn 5% on all purchases up to $2,000 made with your Scotia Momentum no-fee Visa.Offer ends in October 31, 2024. Conditions apply.

Get a 0.99% introductory interest rate on balance transfers.

For the first 6 months, pay 0.99% interest on any balances transfered over from other credit cards.

Special features

This card would be well suited to students, newcomers, and people trying to pay off credit card debt.

This is a basic personal credit card for people who want to avoid paying any annual fees or who want to take advantage of 0.99% interest rate on balance transfers.

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

REQUIREMENTS

699
CREDIT
SCORE
CANADIAN RESIDENCY
12 000
REQUIRED INCOME

BENEFITS

Exclusive discounts with my favorite brands

You can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum No-Fee Visa card.

SIMILAR CARDS

RELATED ARTICLES

The 8 Best USD Credit Cards in Canada for 2023

If you’re one of the many Canadians who likes to shop online at American stores or spend time in the United States…

The 5 Best Prepaid Travel Cards in Canada

Prepaid credit cards offer Canadians a safe way to spend money abroad. Prepaid credit cards provide the convenience of a credit card…

Top 30 Leaders in Credit Cards in Canada for 2023

Eager for information on the Canadian financial sector? Here are the 30 most influential individuals making their mark on the credit market…

The 7 Best Secured Credit Cards in Canada for 2023

Secured credit cards in Canada are a powerful tool if you need to repair your credit score. In the world of finance,…

Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.