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Cashback

Scotia Momentum® Mastercard®* Credit Card

Welcome offer
7.99% of interest rate
INTEREST RATES
20.99% Purchase
22.99% Cash advance
special feature(s)
No annual fee
This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.
Free additional card
Scotia Momentum® Mastercard®* Credit Card also offers supplementary cards at no extra charge.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Total
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Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Right now, new cardholders will receive a special introductory interest rate.

Get a 7.99% introductory interest rate on purchases for the first six months following your card membership. Offer ends in October 31, 2024. Conditions apply.

Special features

Personal no-fee cash-back credit card

With no fee and low income requirements, this card is especially well-suited to newcomers or students, and the cash-back rewards make it easier to grow your savings.

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

Free additional card

Scotia Momentum® Mastercard®* Credit Card also offers supplementary cards at no extra charge.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
12 000
REQUIRED INCOME

BENEFITS

🌎

Worldwide customer service

24-hour access to Mastercard Global Service, a Mastercard support service that's available every day of the year to help you if your card is lost or stolen.

Exclusive discounts with my favorite brands

Scotia Momentum Mastercard holders can take advantage of 25% off at participating AVIS and Budget locations across Canada and the U.S. Plus, your Mastercard can grant you exclusive access to events and experiences through Mastercard's Priceless Cities program, and you can feel secure knowing that you can reach Mastercard's customer service from anywhere in the world.

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