Low interest

RBC Visa Classic Low Rate Option

special feature(s)
Free additional card
There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.
INTEREST RATES
12.99% Purchase
12.99% Cash advance
ANNUAL FEES
$20 Main cardholer
$0 Additional card

Special features

Personal low interest credit card

Personal low-interest rate credit card for users who tend to carry a balance, allowing them to pay less interest overall.

Free additional card

There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

The cardholder receives purchase insurance which covers accidental damage or physical loss of property or gifts within 90 days of purchases.

📆

Extended Warranty

An extended warranty insurance automatically doubles the time of the manufacturer's warranty, up to a maximum of 1 year.

📆

Extended Warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

BENEFITS

Exclusive discounts with my favorite brands

Recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, access discounts with Hertz and a free year subscription to DoorDash.

SIMILAR CARDS

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