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Reward

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RBC Rewards Visa Preferred

INTEREST RATES

20.99% Purchase

22.99% Cash advance

ANNUAL FEES

$110 Main cardholer

$40 Additional card

REWARD CALCULATOR

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🌮

Restaurant

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Gas

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Entertainment

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Groceries

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Other

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Total

Net annual rewards the 1st year

This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).

Net annual rewards in subsequent years

This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

REQUIREMENTS

CREDIT
SCORE

CANADIAN RESIDENCY

REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.