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Low interest

RBC RateAdvantage Visa

special feature(s)
No annual fee
This card has no annual fee.
Free additional card
Add supplementary cards for no extra cost.
INTEREST RATES
Prime + 4.99% - 8.99% Purchase
Prime + 4.99% - 8.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

Special features

Personal low-interest credit card

Personal credit card offering low-interest rates for those who often carry a balance.

No annual fee

This card has no annual fee.

Free additional card

Add supplementary cards for no extra cost.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Purchase protection covering loss, damage or theft for up to 90 days from the date of purchase.

📆

Extended Warranty

Extended warranty doubling the manufacturer's warranty up to a maximum of one year.

📆

Extended Warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

BENEFITS

Exclusive discounts with my favorite brands

Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with your RBC Visa Platinum credit card. Earn extra Be Well points when shopping at Rexall. Access free delivery for a year with DoorDash.

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