Reward

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RBC ION + Visa Card

Welcome offer

12 000Points

INTEREST RATES

19.99% Purchase

22.99% Cash advance

special feature(s)

Free additional card

There is no fee to add additional cards to your account, so if you want to share your RBC ION+ Visa with a spouse or child, go ahead and add them.

ANNUAL FEES

$48 Main cardholer

$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries

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Gas

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Public Transportation

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Bills & Utilities

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Other

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Total

Net annual rewards the 1st year

This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).

Net annual rewards in subsequent years

This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Receive a welcome bonus of 12,000 Avion Points

Get 12,000 Avion welcome points upon approval*, that’s $80 of value in gift cards+.* Conditions apply. Apply by October 31, 2023.

Special features

Personal rewards credit card

Basic personal rewards credit card offering high rewards earning potential on standard lifestyle expenses and low annual fee.

Free additional card

There is no fee to add additional cards to your account, so if you want to share your RBC ION+ Visa with a spouse or child, go ahead and add them.

REQUIREMENTS

699

CREDIT
SCORE

CANADIAN RESIDENCY

REQUIRED INCOME

INSURANCE

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Purchase Security

Purchase security covers loss or damage to new purchases up to 90 days from date of purchase, with a maximum coverage of $50,000.

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Extended Warranty

Extended warranty doubles the manufacturer's warranty up to a maximum of 1 year.

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Mobile device insurance

Mobile device insurance covers up to $1,000 for 2 years in the event your device is damaged, lost or stolen.

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Extended Warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

BENEFITS

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Exclusive discounts with my favorite brands

Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with your RBC Visa Platinum credit card. Earn extra Be Well points when shopping at Rexall. Get a 3-month complimentary DashPass subscription from DoorDash.

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