RBC Cash Back Mastercard

The cardholder receives purchase insurance and extended warranty which covers accidental damage or physical loss of property or gifts.

It automatically triples the time of the manufacturer's warranty, up to a maximum of 2 years total.

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

Recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, access discounts with Hertz and a free year subscription to DoorDash

Your additional card holders can also collect cash back on all purchases so you'll earn cash back quicker.

Access 24/7, worldwide customer service when you need it.