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Reward

RBC Avion Visa Platinum

Welcome offer
35 000Points
INTEREST RATES
20.99% Purchase
22.99% Cash advance
ANNUAL FEES
$120 Main cardholer
$50 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🎉
Entertainment
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Total
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Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get 35,000 welcome Avion points

Get 35,000 welcome Avion points on approval, enough to fly anywhere in Canada & the U.S (Alaska and Hawaii require more points).

Special features

Personal rewards credit card

This personal rewards credit card offers many ways to earn rewards, plus exclusive discounts at partner retailers and comprehensive insurance coverage.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

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Auto Rental coverage

Car rental insurance covers damages/theft up to the value of the rental vehicle and towing, as long as the rental period doesn't exceed 48 consecutive days.

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Purchase Security

Purchase security covers loss or damage to new purchases up to 90 days from date of purchase, with a maximum coverage of $50,000.

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Extended Warranty

Extended warranty doubles the manufacturer's warranty up to a maximum of 1 year.

Trip cancellation

Trip cancellation insurance applies when covered reason occurs before your trip, and it covers $1,000 per covered person, per trip.

Flight delay

The flight delay insurance coverage begins 4 hours after the occurrence of a missed flight, delayed flight, and other qualifying occurrences. Flight delay insurance will cover necessary expenses up to $250 per occurrence to an overall total of $500.

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Emergency purchases

The emergency purchase insurance coverage begins 4 hours after the occurrence of a lost/delayed luggage and other qualifying occurrences.Emergency purchase insurance will cover $500 per covered person, per occurrence, to a maximum of $2500 total.

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Hotel or motel burglary

Hotel/motel burglary insurance is a supplemental insurance covering up to $2,500 per occurrence

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Trip interruption

Trip interruption insurance applies when a covered reason occurs during your trip, and it covers up to $2,500 per covered person, per trip.

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Travel accident

Travel accident insurance covers accidents when traveling in a common carrier up to $500,000.

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Extended Warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

BENEFITS

Exclusive discounts with my favorite brands

Earn 20% more Avion pointing when fueling at Petro Canada. You'll also save 3¢/L on fuel and earn 20% more Petro-Points.
Convert your Avion points to other loyalty programs like WestJet dollars or Hudson's Bay Rewards for even more redemption versatility.
Earn extra Be Well points when shopping at Rexall.
Get 20% off at Hertz, plus 2X the Avion points.
Access free delivery for a year with DoorDash.

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