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Cashback
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HSBC Cash Rewards Mastercard®

Welcome offer
12.5% of cash back
INTEREST RATES
20.99% Purchase
22.99% Cash advance
special feature(s)
No annual fee
The HSBC Cash Rewards Mastercard® does not have an annual fee, which makes it a great option for anyone looking for a travel rewards card.
Free additional card
You can add up to 4 supplementary cards for free, so others can enjoy the rewards.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🛍
Shopping
⛽️
Gas
🛒
Groceries
💊
Pharmacy
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Earn an additional 10% cash back

Earn an additional 10% cash back on all purchases for the first 60 days. You’ll get:

11.5% cash back on eligible online purchases;
11% cash back on eligible gas, grocery and drugstore;
10.5% cash back on all other everyday purchases.

This applies to a value for up to $1,000 in total purchases. Application must be submitted by September 29, 2023. Conditions apply.

Special features

Personal cash back credit card

This personal cash back credit card supports cardholders trying to reach their financial goals with cash back credits on everyday spending.

No annual fee

The HSBC Cash Rewards Mastercard® does not have an annual fee, which makes it a great option for anyone looking for a travel rewards card.

Free additional card

You can add up to 4 supplementary cards for free, so others can enjoy the rewards.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

📵

Mobile device insurance

Mobile device insurance covering up to $1,000 for accidentally damaged, lost or stolen device.

🛍

Purchase Security

Purchase protection covering damage, loss or theft up to 90 days after purchase date.

📆

Extended Warranty

Extended warranty which doubles the manufacturer's warranty for up to one additional year.

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