hardbacon icon cc + belly

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

Cashback

Odyssey Gold Visa

special feature(s)
Free additional card
Free additional card for members of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario inc. All purchases made using the additional card will earn cash back, and the primary cardholder can track all expenses through one account.
INTEREST RATES
19.99% Purchase
19.99% Cash advance
ANNUAL FEES
$110 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal travel cashback card with comprehensive insurance

Travel smart and earn cash back with the Desjardins Odyssey Gold Visa. Plus, receive access to exclusive perks and discounts at select car rentals and airport lounges.

Free additional card

Free additional card for members of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario inc. All purchases made using the additional card will earn cash back, and the primary cardholder can track all expenses through one account.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🚗

Auto Rental coverage

The car rental collision and loss damage insurance covers up to $85,000 in damage and theft for rental vehicles.

🛍

Purchase Security

Purchase protection covers most items you buy with your card for 90 days against theft and damage.

📆

Extended Warranty

Extended warranty on eligible items purchased with your card, doubling the original manufacturer's or store brand warranty for up to one additional year.

📵

Mobile device insurance

Mobile devices purchased with this card are covered for up to $1,000 for theft, accidental damage or loss, or mechanical failure.

Trip cancellation

Trip with a duration of not longer than 60 days is insured for up to $2,500 per person for any unexpected events that may result in trip cancellation.

🏥

Medical emergency

In case of a medical emergency, you are covered for up to $5,000,000 in medical expenses, transportation, repatriation, dental care, and living expenses.

⚡️

Trip interruption

Trip with a duration of not longer than 60 days is insured and has unlimited coverage for any unexpected events that may result in a trip interruption.

Flight delay

If your trip is 60 days or less and your flight is delayed, you are covered for any reasonable expenses incurred, such as meals and accommodations.

🦷

Travel accident

A trip with a duration of not longer than 60 days is insured for up to $1,000,000 per person in case of a travel accident.

BENEFITS

🌎

Worldwide customer service

No matter where you are in the world, you can easily get help from 24/7 customer service.

Exclusive discounts with my favorite brands

You can get up to 25% Hertz car rental discount and up to 10% off Thrifty® and Dollar® car rentals when you use your card to pay.

🪪

VIP Airport lounge pass

With this card, you get 50% off the standard admission fee at Desjardins Odyssey Lounge at Montreal-Trudeau airport.

SIMILAR CARDS

RELATED ARTICLES

The 8 Best USD Credit Cards in Canada for 2023

If you’re one of the many Canadians who likes to shop online at American stores or spend time in the United States…

The 5 Best Prepaid Travel Cards in Canada

Prepaid credit cards offer Canadians a safe way to spend money abroad. Prepaid credit cards provide the convenience of a credit card…

Top 30 Leaders in Credit Cards in Canada for 2023

Eager for information on the Canadian financial sector? Here are the 30 most influential individuals making their mark on the credit market…

The 7 Best Secured Credit Cards in Canada for 2023

Secured credit cards in Canada are a powerful tool if you need to repair your credit score. In the world of finance,…

Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.