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Cashback
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Cash Back Visa

special feature(s)
No annual fee
There is no yearly fee to open an account for the primary cardholder.
Free additional card
Supplementary cardholders can enjoy their cards with no annual fees.
INTEREST RATES
19.9% Purchase
19.9% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal card with cashback for daily use

With no annual fee, no income requirements, and the opportunity to earn cashback on everyday purchases, this card is perfect for students but would also be well-suited for anyone who wants to save money.

No annual fee

There is no yearly fee to open an account for the primary cardholder.

Free additional card

Supplementary cardholders can enjoy their cards with no annual fees.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Extended warranty is available for up to 1 year.

🛍

Purchase Security

Purchase protection extends for 90 days from date of purchase.

📵

Mobile device insurance

Mobile devices purchased with the card are insured for up to $1000.

🦷

Travel accident

Cardholders have automatic travel accident insurance up to $10,000.

🏥

Medical emergency

Cardholders and dependents are covered with out-of-province emergency medical insurance for 3 days.

❌

Trip cancellation

Expenses related to trip interruption are covered up to $1000. Expenses related to trip cancellation are covered up to $500.

BENEFITS

⭐

Exclusive discounts with my favorite brands

Get up to 15% off car rentals at participating Hertz, Dollar and Thrifty locations around the world.

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Scotia Momentum® No-Fee Visa* card
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UNI Financial Cooperation Cash back
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Cash Back Mastercard
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UNI Financial Cooperation Cash Back World Elite

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