Cashback

CIBC Dividend Visa Infinite Card

INTEREST RATES
19.99% Purchase
22.99% Cash advance
ANNUAL FEES
$120 Main cardholer
Waived for the first year
$30 Additional card
Waived for the first year

REWARD CALCULATOR

Enter your total monthly expenses or by category

⛽️
Gas
🛒
Groceries
🚗
Auto & Transport
🌮
Food & Dining
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get a first year annual fee rebate

For the first year, you and up to 3 authorized users can get an annual fee rebate, a value of $210. Enjoy cashback together with your loved ones for free.

Special features

Personal cash back credit card.

This card is valuable if you want a combination of a points system and cashback rewards. Plus, there's no cap on the amount of cashback you can earn, so the savings are unlimited.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
60 000
REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Extended warranty is available for up to 1 year.

🛍

Purchase Security

Purchase protection extends for 90 days from date of purchase.

📵

Mobile device insurance

Mobile devices purchased with the card are insured for up to $1000.

🦷

Travel accident

Cardholders have automatic travel accident insurance up to $500,000.

🏥

Medical emergency

Cardholders and dependents are covered with out-of-province emergency medical insurance for 15 days.

🚗

Auto Rental coverage

Car rentals charged to this card are insured against damage and theft.

BENEFITS

💎

Concierge service

Enjoy hotel and dining benfits and 24-hour concierge services through the Visa Infinite Program.

Exclusive discounts with my favorite brands

Get up to 25% off at participating AVIS and Budget locations worldwide, pluts get up to 10 cents off per litre at participating gas stations by linking your Journie Rewards to your credit card.

🌎

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

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