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CIBC Dividend Visa Card

special feature(s)
No annual fee
CIBC Dividend Visa Card holders enjoy all the benefits of this card at no cost.
Free additional card
Add 3 additional cardholders for free and share benefits with them. Earn cashback together on all the everyday spends.
INTEREST RATES
19.99% Purchase
22.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🛒
Groceries
🚗
Auto & Transport
⛽️
Gas
🛍
Shopping
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal no fee cash back credit card

No annual fee coupled with moderate cashback rates on commonly made purchases makes it easier to save money. This is an ideal credit card for first-time users or new graduates.

No annual fee

CIBC Dividend Visa Card holders enjoy all the benefits of this card at no cost.

Free additional card

Add 3 additional cardholders for free and share benefits with them. Earn cashback together on all the everyday spends.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
15 000
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Extended warranty is available for up to 1 year.

📆

Extended Warranty

Purchase protection extends for 90 days from date of purchase.

🦷

Travel accident

Cardholders have automatic travel accident insurance up to $100,000.

BENEFITS

⭐

Exclusive discounts with my favorite brands

Get up to 25% off at participating AVIS and Budget locations worldwide.
Save up to 10 cents per litre at participating gas stations by linking your Journie Rewards to your credit card.

🌎

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

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