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Cashback

CIBC Dividend Platinum® Visa* Card

INTEREST RATES
20.99% Purchase
22.99% Cash advance
ANNUAL FEES
$99 Main cardholer
Waived for the first year
$30 Additional card
First year rebated

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Auto & Transport
⛽️
Gas
🛒
Groceries
🌮
Food & Dining
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Other
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Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get a first year annual fee rebate for you and up to 3 additional users

Get an annual fee rebate of $99 for you and up to 3 additional users. This is a great offer for someone who wants to earn cash back without paying an annual fee.

Special features

Personal cash back low-fee credit card.

With a combination of low-income requirements and high cashback rewards, this card is great for anyone looking to save money, especially first-time credit card holders. Moderate travelers will appreciate the insurance options.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
15 000
REQUIRED INCOME

INSURANCE

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Extended Warranty

Extended warranty is available for up to 1 year.

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Purchase Security

Purchase protection extends for 90 days from date of purchase.

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Travel accident

Cardholders have automatic travel accident insurance up to $500,000.

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Auto Rental coverage

Car rentals charged to this card are insured against damage and theft.

BENEFITS

Exclusive discounts with my favorite brands

Get up to 25% off at participating AVIS and Budget locations worldwide.
Get up to 10 cents off per litre at participating gas stations by linking your Jounrie Rewards to your credit card.

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Worldwide customer service

You can contact customer services 24/7 from any location in the world.

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