BMO World Elite®* Business Mastercard®*

Welcome offer
100 000Points
17.99% Purchase
22.99% Cash advance
$149 Main cardholer
Waived in the first year.
$50 Additional card


Enter your total monthly expenses or by category

Office Supplies
Mobile Phone
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get over $1,500 in value

Earn 20,000 BMO Rewards points when you make your first purchase in the first two months and an additional 8,000 BMO Rewards points per month when you make $3,000 in monthly purchases over the next ten months.

That's a total of up to 100,000 BMO Rewards points. Conditions apply.

Get $701 in value from your premium benefits

You can benefit from Airport lounge access with free annual membership to Mastercard Travel Pass provided by DragonPass, plus 2 free passes a year.

Plus, five free virtual care visits with a registered Canadian Doctor whenever you need with Maple.

Special features

Business rewards card for SME and large businesses

Business owners can benefit from the BMO World Elite®* Business Mastercard®, with various perks, such as travel insurance, a rewards program, and expense management tools. Earn bonus points fast while making business-related purchases.

Longer interest free period

The card comes with a longer interest-free period of 25 days, allowing you to better manage and plan your company's finances.





Auto Rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.

Flight delay

The BMO World Elite®* Business Mastercard® comes with Flight Delay insurance, so if your flight is delayed for 6 hours or more, you are eligible for $500 per account per trip coverage.

Trip cancellation

The trip cancellation insurance of up to $2,500 per person and $5,000 per account allows you to cancel your plans without worrying about financial loss if you become sick or have an emergency.


Trip interruption

The trip interruption insurance of up to $2,000 per covered individual can provide peace of mind while traveling.


Extended Warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.


Purchase Security

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.


Travel accident

Travel accident insurance that comes with BMO World Elite®* Business Mastercard® offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.



VIP Airport lounge pass

As the BMO World Elite®* Business Mastercard® cardholder, you are eligible for 2 complimentary airport lounge passes per year. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.


Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.



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