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BMO Preferred Rate Mastercard®*
special feature(s)
Welcome offer
Welcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*
Benefit from one of the lowest balance transfer introductory rates from any card*. Worldwide acceptance at over 30 million locations*
Special features
Personal credit card with a low interest rate
This personal low-interest credit card has the lowest BMO interest rate of 13.99% for purchases and 15.99% on cash advances, making it perfect for those who want to save money on interest charges.
Free additional card
Cardholders can add a supplementary cardholder to their account at no extra cost. This means they can share the benefits and rewards of their account with a family. No matter where they shop, the supplementary cardholder will also enjoy the low preferred rate on purchases.