BMO eclipse Visa Infinite Privilege* Card

Welcome offer
120 000Points
20.99% Purchase
23.99% Cash advance
$499 Main cardholer
Get a $200 annual lifestyle credit
$99 Additional card
Earn 25% more points when you add an authorized user to your account*


Enter your total monthly expenses or by category

Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get up to 120,000 BMO Rewards points

Get 50,000 BMO Rewards points (out of 120,000 points) when you spend $6,000 in the first 3 months. BMO will waive the $120 annual fee for the first year. Offer ends in May 31, 2024. Conditions apply.

Get additional 40,000 BMO Rewards points in the first year

Spend $100,000 in the first year to earn additional 40,000 BMO Rewards points. Offer ends in July 31, 2023. Des conditions s'appliquent.

Special features

A personal lifestyle rewards card

This credit card is made to be used for everyday purchases and for activities that one enjoys most - be it dining out or traveling to another country.


150 000



Purchase Security

Get up to 120 days of coverage for purchased items.


Extended Warranty

Triple the original manufacturer’s warranty to a maximum of 2 extra years.


Mobile device insurance

The card comes with mobile device coverage, meaning that if your mobile phone is damaged or stolen, the cost for repair or replacement will be covered up to $1,000.


Medical emergency

In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 22 consecutive trip days. So you can focus on recovering while Allianz handles the bills.


Auto Rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $85,000 with a maximum rental period of up to 48 consecutive days.

Trip cancellation

The trip cancellation insurance of up to $2,500 per person and $5,000 per account allows you to cancel your plans without worrying about financial loss if you become sick or have an emergency.


Trip interruption

The trip interruption insurance of up to $5,000 per covered individual ($25,000 max for all insured individuals per trip) can provide peace of mind while traveling.


Travel accident

Travel accident insurance that comes with BMO eclipse Visa Infinite Privilege* Card offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.

Flight delay

The BMO eclipse Visa Infinite Privilege* Card comes with Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $1000 per account per trip coverage.


Lost or Stolen Baggage Insurance

You are insured up to $2,500 per occurrence for personal property stolen from a hotel room during your trip. Simply charge the full cost of your hotel stay to your BMO eclipse Visa Infinite Privilege* Card, and you're covered.



VIP Airport lounge pass

Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.* Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.


Concierge service

With Visa Infinite Concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.


Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

Exclusive discounts with my favorite brands

As a cardholder, you'll enjoy exclusive access to the Troon Rewards® Golf Program, offering preferred rates and special offers at over 95 of the world's finest golf courses.


More rewards with additional card

Earn more MBO Points by adding another cardholder for $99 per year.



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