Reward

BMO eclipse Visa Infinite* Card

Welcome offer
60 000Points
INTEREST RATES
20.99% Purchase
23.99% Cash advance
ANNUAL FEES
$120 Main cardholer
Waived fees for the first year
$50 Additional card
Earn 10% more points when you add an authorized user to your account*

REWARD CALCULATOR

Enter your total monthly expenses or by category

⛽️
Gas
🛒
Groceries
🍽
Restaurants
🧳
Travel
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Up to 60,000 BMO Rewards points

Get up to 60,000 BMO Rewards points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first year!*

Special features

A personal lifestyle rewards card for daily needs and wants

Another credit card that is made to be used for everyday purchases and for activities that one enjoys most, being one of the best credit cards for earning dining and transit rewards.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
60 000
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Get up to 90 days of coverage for purchased items.

📆

Extended Warranty

Triple the original manufacturer’s warranty to a maximum of 1 extra year.

🏥

Medical emergency

In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 22 consecutive trip days. So you can focus on recovering while Allianz handles the bills.

🦷

Travel accident

Travel accident insurance that comes with BMO eclipse Visa Infinite* Card offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.

📵

Mobile device insurance

The card comes with mobile device coverage, meaning that if your mobile phone is damaged or stolen, the cost for repair or replacement will be covered up to $1,000.

🚗

Auto Rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $85,000 with a maximum rental period of up to 48 consecutive days.

BENEFITS

🌎

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

💎

Concierge service

You can request goods and services with a concierge service.

💳

More rewards with additional card

Earn 10% more points when you add an authorized user to your account*

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