BMO CashBack® World Elite®* Mastercard®*

Welcome offer
10% of cash back
20.99% Purchase
23.99% Cash advance
$120 Main cardholer
Waived for the first year
$50 Additional card


Enter your total monthly expenses or by category

Bills & Utilities
Public Transportation
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get up to 10% cash back in your first 3 months

Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year. The 10% cash back earn rate applies to eligible purchases up to:

- $500 in eligible grocery purchases;
- $300 in transit;
- $300 in gas and EV charging;
- $500 in eligible recurring bill payments; - $1,000 from any other qualifying purchase.

That's a total of up to $2600. To benefit from these offers, applications must be received by May 31, 2024. You can't earn cash back on refunds, cash advances, cash-like transactions, and interest charges.

Get the highest cash back earn rate on groceries in Canada.*

The BMO CashBack® World Elite®* Mastercard®* offers the highest cash back earn rate on groceries in Canada.* With this card, you can earn 5% cash back on groceries purchased at any store in Canada. This is a great card for anyone who wants to earn cash back on their grocery purchases.

Special features

Personal cash back travel card with comprehensive insurance

This personal World Elite® travel credit card comes with an incredibly high cash back of 5% on grocery purchases and comprehensive travel insurance, which makes it perfect for the frequent traveler and grocery shopper.


80 000



Auto Rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.


Purchase Security

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase


Extended Warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.


Travel accident

Travel accident insurance that comes with BMO CashBack® World Elite®* Mastercard®* offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.

Flight delay

The BMO CashBack® World Elite®* Mastercard®* provides Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $500 per account per trip coverage.


Medical emergency

In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 8 consecutive trip days. So you can focus on recovering while Allianz handles the bills.



VIP Airport lounge pass

As the BMO CashBack® World Elite®* Mastercard®* cardholder, you are eligible for cheaper airport lounge passes for a $32 fee per visit only. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.


Concierge service

With BMO concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.


Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations.



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