BMO Ascendᵀᴹ World Elite®* Mastercard®*

Welcome offer
90 000Points
20.99% Purchase
23.99% Cash advance
$150 Main cardholer
Waived for the first year
$50 Additional card
Waived the first year


Enter your total monthly expenses or by category

Air Travel
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get up to 90,000 BMO Rewards points in the first year

Earn up to 90,000 BMO Rewards points awarded as follow:

- 45,000 BMO Rewards points by spending $4,500 in the first three months;
- Then an additional 3,750 points for every $2,500 spent in each subsequent month (up to a total of 90,000 points).

Conditions apply. Offer ends on May 31,2024.

Annual fee reimbursed for the primary cardholder and all authorized users

The annual fee is waived in the first year for both the primary cardholder and all authorized users .

Special features

Personal travel and lifestyle card with comprehensive insurance

This travel card is one of our top picks for its impressive rewards program, insurance coverage, and high earning potential. Enjoy BMO Rewards points on every purchase, and spend them on your next vacation.


80 000



Auto Rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.

Trip cancellation

The trip cancellation insurance of up to $1,500 per person and $5,000 per account allows you to cancel your plans without worrying about financial loss if you become sick or have an emergency.


Trip interruption

The trip interruption insurance of up to $2,000 per covered individual, to a maximum of $10,000 per account can provide peace of mind while traveling.

Flight delay

The BMO AscendTM World Elite®* Mastercard®* comes with Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $500 per account per trip coverage.


Medical emergency

In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 8 consecutive trip days. So you can focus on recovering while Allianz handles the bills.


Extended Warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.


Purchase Security

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.



VIP Airport lounge pass

Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.


Concierge service

With BMO concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.


More rewards with additional card

If you want to earn points even faster, add an additional cardholder to your account. With an extra cardholder, you'll get 25% more points on all purchases.



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