Cashback

SimplyCash® Preferred Card from American Express

Welcome offer
$400 of statement credit
INTEREST RATES
20.99% Purchase
21.99% Cash advance
special feature(s)
Free additional card
Get supplementary cards for free up to a maximum 9 supplementary cards per one account.
Longer interest free period
Up to 25 interest-free days for new purchases on your next statement.
ANNUAL FEES
$119.88 Main cardholer
$9.99/month (Equals a total fee of $119.88 annually)
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
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Gas
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Entertainment
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Groceries
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Other
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Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Receive a credit of $40 per month for the first 10 months.

Earn up to $400 in Statement Credits.Conditions apply..
As an eligible Basic Cardmember, earn up to a maximum annual referral bonus of $750 cash back for approved referral. Conditions apply.

Special features

A card for personal use with good insurance coverage.

This card provides a high cash back rate and an insurance coverage that should be helpful in virtually all travel-related situations where insurance coverage is helpful.

Free additional card

Get supplementary cards for free up to a maximum 9 supplementary cards per one account.

Longer interest free period

Up to 25 interest-free days for new purchases on your next statement.

REQUIREMENTS

700
CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

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Travel accident

SimplyCash™ Preferred Card from American Express includes $100,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.

Flight delay

Flight Delay Insurance, which can help you if your flight is cancelled or delayed. This insurance can reimburse you for expenses like meals and hotel rooms, up to $500 per day.

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Lost or Stolen Baggage Insurance

Hotel/motel burglary insurance up to $500. This coverage protects your personal property in the event of theft during a hotel stay.

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Medical emergency

You have $5,000,000 eligible medical expenses coverage while travelling outside the province or territory of residence in Canada for the first 15 consecutive days.

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Extended Warranty

An extended warranty of 1 additional year for eligible purchases is available for this card.

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Purchase Security

Purchase protection covering up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased with your SimplyCash™ Preferred Card from American Express for 90 days from the purchase date.

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Auto Rental coverage

Car rental theft and damage insurance available for all rented cars with an MSRP of up to $85,000.

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Mobile device insurance

Mobile device insurance covers damage, loss or theft of mobile devices up to $1000.

BENEFITS

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Worldwide customer service

You can contact customer services 24/7 from any location in the world.

Exclusive discounts with my favorite brands

If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.

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